La Cañada Presbyterian Church’s Parent Ed Present Parent Express – Preschoolers and Parenting Your Exceptional Child

first_img Community News Community News Top of the News 64 recommendedShareShareTweetSharePin it Make a comment faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena Your email address will not be published. Required fields are marked * Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. HerbeautyYou Can’t Go Past Our Healthy Quick RecipesHerbeautyHerbeautyHerbeautyIs It Bad To Give Your Boyfriend An Ultimatum?HerbeautyHerbeautyHerbeautyThese Are 15 Great Style Tips From Asian WomenHerbeautyHerbeautyHerbeautyCostume That Makes Actresses Beneath Practically UnrecognizableHerbeautyHerbeautyHerbeautyShort On Time? 10-Minute Workouts Are Just What You NeedHerbeautyHerbeautyHerbeauty12 Most Breathtaking Trends In Fashion HistoryHerbeautyHerbeauty First Heatwave Expected Next Week center_img Subscribe Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Teacher Heather Ehrhart (center back) with Parent Education Class at HalloweenLa Cañada Presbyterian Church (LCPC)’s Parent Education Program is excited to announce two exciting evening classes through our Parent Express Program: Preschoolers and Parenting Your Exceptional Child.Teacher Vickie RekedalInitially launched in 2017, Parent Express’s purpose is to provide evening education opportunities for parents who are unable to attend our widely popular daytime Parent Ed classes. These relevant and information packed sessions provide parents with a combination of small and large group discussions focusing on practical tools for the essential challenges facing today’s parents. Parent Express classes meet in the evenings for 4 weeks and are taught by our experienced Parent Ed instructors. All classes are designed for parents only and typically meet from 7:00 – 8:30. Registration is $100 for the first registrant and $25 for each additional registrant (spouse, partner, caretaker, grandparent, etc.). Affordable child care is also available.Parenting Preschoolers will run from March 4 through March 25 on Wednesday evenings from 7:00 – 8:30 pm. Taught by highly regarded teacher, Heather Ehrhart, this class will focus on understanding thedevelopmental growth of your 3-5 year old child, self-regulation and positive discipline techniques, exploration of effective parenting styles and nurturing the parent-child bond, and finding family balance.Parenting Your Exceptional Child will run from March 2 – March 30 (no class March 16) on Monday evenings from 7:00 – 8:30 p.m. Taught by Vicki Rekedal, the class will cover current brain research with practical application for children who are differently wired including the learning continuum, anxiety, and advocacy.Kicking off its 41st year of helping families thrive, Parent Ed offers 16 daytime classes and 7 evening classes for parents of children 0-18 that provide education, friendship, and sustenance. Daytime classes include Parent-and-Child Classes where both children and adults form lasting friendships as well as receive valuable education from seasoned educators as well as Parent-Only Sessions to talk over the extra set of challenges that accompany raising elementary, tween and teen children. Parent and Child classes include Expectant and New Parents, Non-Separating Toddlers, Two-Year Olds, Parenting 3 – 4s, and Family Class. Parents with school-aged children attend Parent-Only Sessions. Classes include Parents of Elementary Kids, Parents of Tweens, Parents of High Schoolers, Parenting Your Exceptional Child, and the new Grandparenting Class. Classes meet weekly September through May and attract over 600 participants from 22 different cities. Classes fill up quickly, so register ASAP! Please go to www.lacanadapc.org/parented for class listings, staff bios, and online registration. Scholarships and payment plans are available online. Affordable childcare is offered during all class times. La Canada Presbyterian Church is located at 626 Foothill in La Canada. Faith & Youth La Cañada Presbyterian Church’s Parent Ed Present Parent Express – Preschoolers and Parenting Your Exceptional Child By KATIE ENNEY Published on Friday, February 14, 2020 | 6:21 pm More Cool Stuff Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Name (required)  Mail (required) (not be published)  Website  EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Business Newslast_img read more

Read More →

The Road Ahead for Mortgage & Housing

first_img  Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Demand Propels Home Prices Upward 2 days ago Greg McBride is the SVP and Chief Financial Analyst for Bankrate.com, with over two decades’ worth of experience in personal finance. A regular staple the cable news scene, McBride regularly provides insights on the financial landscape to networks such as CNN, CNBC, and Fox Business Network. He is also Treasurer for the Board of Directors of ClearPoint Credit Counseling Solutions, an Atlanta-based nonprofit credit counseling agency.DS News recently spoke to McBride about the state of the mortgage and housing industry, the impacts of tax reform, and which emerging technologies have the chance to reshape the industry.You’ve predicted that HELOC borrowers might see an increase of around 75 basis points during 2018. What sort of factors went into that prediction?That is a reflection of the baseline assumption of three rate hikes from the Federal Reserve. The way HELOCs work is that the majority of them are pegged to the prime rate. And so any rate hike by the Federal Reserve is effectively passed directly through to HELOC borrowers. Usually in one to two statement cycles. So, with three rate hikes … I’m forecasting three rate hikes from the Fed this year, that’s going to translate into to a 75 basis point increase. Now, the other thing to keep in mind is, timing may come into play here, in the sense that there was a rate hike in mid-December. So, a lot of borrowers, when they get the January or February statement, they’re going to see their rate going up a quarter percentage point by virtue of that December rate hike. So, depending on the timing, you might see your rate at the end of the year being 75 basis points higher, or it could be 100 basis points higher. Depending upon timing of when your lender adjusted for the December 2017 rate hike, and when in the calendar the rate hikes for 2018 occur.Forecasts range from 0 to 5. There does seem to be a clustering around the three mark. But nonetheless, there are a lot of factors that could change that. I think the wild card, at this point, is inflation. Inflation could prompt them to be more aggressive, or it could give them the latitude to sit back and be less aggressive. Global developments, the performance of financial markets, the pathway the economy takes. All of those are relevant variables to when and how much the Federal Reserve moves on interest rates.What are some of the bigger trends and challenges that you see on the horizon for the mortgage industry in 2018? Is there anything that really stands out, or anything … even the sort of lessons that have carried over from 2017?Well, I wouldn’t put this as a huge challenge, just that I think it’s a reflection of the reality, is that if mortgage rates trend higher during the year, that’s going to put more of a damper on refinancing activity. And require lenders to have more of a focus on homebuying activity. And what has kind of been hamstringing the housing market is the lack of inventory of available homes for sale. You can’t buy it if it’s not for sale. So there are a lot more people that want to buy homes than are actually buying them. And that’s nothing new, by the way. That is a continuation of what we saw in 2017, and even in 2016. But if you intersect that with rates going up by any measure, it further takes away the refinancing activity.What do you foresee happening with that sort of interplay between buying and renting, during the next year?I think occupancy rates will still be very high. For landlords, I think the demand for rentals will still be very strong, even if they’re not in a position, necessarily, to raise rents. In some markets, I think there’s likely to be price pressure that may limit the ability to raise rents. Whereas in other markets, it can continue to be really strong and be supportive of raising rents. But regardless of the local market dynamics regarding price, I think there’s a fair chance that occupancy is going to be strong enough that it’s a positive year for landlords.Do you see the potential for local housing bubbles in certain markets in 2018?There are certain markets where values are very stretched, and prices are just completely divorced from the pocketbook realities of what people can afford to pay. And so that’s where I think the risk lies. On the national basis, no, the bubble is not in real estate. It may very well be in bitcoin, but it is not in real estate.What are the emerging technologies you think will have a major impact on the housing and mortgage industry in 2018 and beyond?Well, I think the future is blockchain. That’s what is going to have a future, and will have a broad impact on the financial world in years to come and again, I don’t know that that necessarily reaches a tipping point in 2018. I think that the water’s going to continue to flow downhill, with regard to blockchain becoming more relevant, going forward. But as for specific cryptocurrencies [like bitcoin], I’m extremely skeptical of their viability and particular of the value that speculators have placed on it.Do you think blockchain will mainly be useful just as far as easing communication and paperwork issues? Or do you see some other factor?I think it kind of cuts down on the paperwork bureaucracy, over time, I think it cuts down on the paperwork intensiveness of mortgage transactions. And just financial transactions in general. Ultimately, it’s something that reduces the cost of transactions. But again, I think that’s sort of a continual evolution. It’s not something that necessarily is on the cusp of a tipping point.What do you foresee as being the biggest impacts as that goes forward, on the housing industry and the servicing industry?You’re certainly going to see a dampening of demand for home equity borrowing. And people just may increasingly resort to cash-out refinancing, for example, to tap equity. People will, to the extent that people may have been inclined to use home equity for big ticket purchases like automobiles, that will certainly be much less the case. Particularly with auto loan rates as low as they are. I think a couple of the limitations that have a particularly hard regional impact are limitations on mortgage interest deductibility, the reduction from $1,000,000 to $750,000. I think that disincentivizes somebody who’s got a mortgage that’s more than $750,000 from relocating.So, I think there’s a tendency that that could dilute people moving, within those high cost markets. Because they don’t want to lose the bigger tax deduction. Unless they’re trading down. I mean, they may do that. But if they have a $900,000 mortgage, and they’re moving up to a $2,000,000 house, I think the tax deductibility may disincentivize that to some extent.Also, the limitations on the deductibility of state and local taxes. I think that’s something that could also have an impact on demand in high cost markets. Less incentive to move into the market, less incentive to move within the market. And I think it certainly does not provide any support for current price levels. Sign up for DS News Daily The Best Markets For Residential Property Investors 2 days ago Tagged with: Bankrate Bankrate.com greg mcbride Previous: Hladik, Onorato & Federman, LLP Welcomes Steven Horne to the Firm Next: Transformational Mortgage Solutions Announces New President & COO About Author: David Wharton Subscribe Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago The Road Ahead for Mortgage & Housing Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Bankrate Bankrate.com greg mcbride 2018-01-20 David Wharton in Daily Dose, Featured, Headlines, Journal, News January 20, 2018 1,436 Views Home / Daily Dose / The Road Ahead for Mortgage & Housing Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Share Save Related Articleslast_img read more

Read More →

HUD Celebrates National Homeownership Month

first_img Related Articles  Print This Post The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily in Daily Dose, Featured, Government, News Demand Propels Home Prices Upward 2 days ago Home / Daily Dose / HUD Celebrates National Homeownership Month The Best Markets For Residential Property Investors 2 days ago May 31, 2018 5,253 Views Data Provider Black Knight to Acquire Top of Mind 2 days ago David Wharton, Managing Editor at the Five Star Institute, is a graduate of the University of Texas at Arlington, where he received his B.A. in English and minored in Journalism. Wharton has over 16 years’ experience in journalism and previously worked at Thomson Reuters, a multinational mass media and information firm, as Associate Content Editor, focusing on producing media content related to tax and accounting principles and government rules and regulations for accounting professionals. Wharton has an extensive and diversified portfolio of freelance material, with published contributions in both online and print media publications. Wharton and his family currently reside in Arlington, Texas. He can be reached at [email protected] Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Share Save Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Ben Carson Homebuyers Homeowners Homes Households HOUSING Housing Counseling HUD 2018-05-31 David Wharton If you weren’t aware that June is National Homeownership Month, the U.S. Department of Housing and Urban Development aimed to change that on Thursday, kicking off a new media push and announcing their theme for the month: “Find Your Place.”“Homeownership serves as an enduring symbol of security and prosperity, and it provides many Americans with a legacy they can pass down to their children and grandchildren,” said HUD Secretary Ben Carson. “During National Homeownership Month, we recognize the abiding value of owning a home, and we rededicate ourselves toward helping hard-working families to find their place in the American dream.”In the media release, the department spotlights HUD’s legacy, stating, “Since 1934, more than 47 million households purchased a home with mortgage loans insured by the Federal Housing Administration (FHA). During the housing crisis of a decade ago, FHA played a critical role in keeping affordable mortgage financing available for millions of qualified borrowers. Today, home sales are at pre-crisis levels and home prices on the rise in most parts of the country as millennials make up the largest segment of first-time homebuyers. Through FHA and a national network of HUD-approved counseling agencies, HUD is working to make responsible homeownership a reality for millions of Americans.”HUD also provides a quick snapshot of the state of both homeownership and how the department is working to promote it in 2018:HUD’s Office of Housing Counseling (OHC) supports a nationwide network of more than 1,800 housing counseling agencies.Struggling homeowners at risk of default who work with a housing counselor are more likely to get a loan modification and are 30 percent less likely to face foreclosure, compared to similar owners who did not get counseled.The median wealth or net worth of a homeowner is nearly $200,000, or 36 times greater that of the median renter who had just over $5,000.Homeowners move far less frequently than renters, making it easier to build community networks and support systems.Children of families who own their homes are more likely to graduate high school and earn more income later in life.Last year alone, more than 1.2 million people turned to FHA to help them buy a home or to refinance into a lower cost mortgage.Today, an estimated 40 percent of all borrowers turn to FHA to purchase their first home.44 percent of home purchases by African American families and 43 percent of home purchases by Hispanic families are assisted by FHA.To see a short video of HUD Secretary Ben Carson reflecting on the legacy of the 1968 Fair Housing Act, click here. Tagged with: Ben Carson Homebuyers Homeowners Homes Households HOUSING Housing Counseling HUD About Author: David Wharton HUD Celebrates National Homeownership Month Previous: DS News June Issue: Mr. Ebers Talks Mr. Cooper Next: Remodeling Activity Soars, Breaks Records Data Provider Black Knight to Acquire Top of Mind 2 days ago Subscribelast_img read more

Read More →

Supreme Court Adjourns By Two Weeks Batch Of Pleas Seeking NIA Probe Into Palghar Lynching Case

first_imgTop StoriesSupreme Court Adjourns By Two Weeks Batch Of Pleas Seeking NIA Probe Into Palghar Lynching Case Radhika Roy23 Feb 2021 11:46 PMShare This – xThe Supreme Court on Wednesday adjourned by two weeks a batch of pleas seeking for a probe by the National Investigation Agency (NIA) into the Palghar Lynching case wherein two Sadhus were lynched to death in Palghar.A Bench headed by Ashok Bhushan directed the State of Maharashtra to file before the Court the second chargesheet and proceeded to adjourn the matter thereafter….Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginThe Supreme Court on Wednesday adjourned by two weeks a batch of pleas seeking for a probe by the National Investigation Agency (NIA) into the Palghar Lynching case wherein two Sadhus were lynched to death in Palghar.A Bench headed by Ashok Bhushan directed the State of Maharashtra to file before the Court the second chargesheet and proceeded to adjourn the matter thereafter. Previously, the Maharashtra Government had submitted to the Supreme Court that action had been taken against the erring policemen and that there was no need to the writ petitions pending. An Affidavit to this effect had been filed before the Supreme Court with details of punishment meted out to 18 police personnel for their role in being unable to prevent the lynching of the two Sadhus. It was informed that a departmental inquiry had been ordered against the officers who had been found prima facie negligent and in dereliction of their duty. Consequently, the State Police had urged the Court that there was no need for an investigation by a central agency and opposed the plea for the same. Meanwhile, on January 16, 2021, exactly eight months after the brutal mob lynching a special court in Thane granted bail to 89 people arrested in the case. It had been argued that the 89 accused had been arrested on mere suspicion. On April 16, two seers travelling from Mumbai to Surat had their car stopped by a mob of over 200 people. This mob then proceeded to upturn the car and pelt stones, eventually resulting in the death of both seers as well as the driver of the car. Petitions seeking Court-monitored investigation and/or transfer of the case to the Central Bureau of Investigation (CBI) were filed before the Apex Court alleging that the police was complicit in the lynching of the two saints.Subscribe to LiveLaw, enjoy Ad free version and other unlimited features, just INR 599 Click here to Subscribe. All payment options available.loading….Next Storylast_img read more

Read More →

Facebook Banning Medical Face Mask Ads

first_imgMGN Stock Image.WASHINGTON – Facebook says it is banning ads and commercial listings that sell medical face masks.This comes as people panic over the Novel Coronavirus outbreak. It’s led to a shortage of masks and sellers are jacking up the price.Facebook says the new rule will be enforced in the coming days.The social networking site already bans people from making medical claims on product listings. It says it is monitoring the coronavirus situation and will make necessary policy updates if people try to exploit the public health emergency. Share:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to email this to a friend (Opens in new window)last_img

Read More →